Individual Life Insurance Plans
Life Cover Plus

What matters most in your life?
That is your most important responsibility.
Think about how your family would survive without you. What if you had an accident or became ill and were unable to work?

Could they maintain their current life style, provide education for your children, and meet medical and health needs as they occur?

Don't you owe it to those closest to you to plan today in case something unforeseen were to happen to you tomorrow?

What matters most when selecting life insurance?
More than just life insurance, with life cover plus, ALICO Pakistan provides.
Payments of the death benefit if you die or are diagnosed with one of the following critical illnesses:

1- Cancer
2- Heart Attack

3- Stroke
4- Coronary Artery Disease Requiring Surgery
5- Kidney Failure
6- Major Organ Transplant
7- Blindness
An additional payment equal to the death benefit if you die in an accident

Payment of your premium when due if you become totally and permanently disabled.

Money back. At the end of your policy you receive 25 percent of the premiums paid as a loyalty bonus, provided no life or critical illness claim has been made.

From the right Company
Choosing the right company is as important as choosing the right benefits. ALICO Pakistan Pakistan, a subsidiary of American Life Insurance Company (ALICO Pakistan) Incorporated in Delaware, U.S.A., is the right choice. ALICO Pakistan, a member of American International Group (AIG), has been providing protection to families throughout the world for over 85 years.

What matters most when purchasing Life cover plus?
Having an essential product that is easy to buy.
Here's how it works:
1- The term of the policy is 15 years
2- You must be between the ages of 18 and 54 to apply.
3- Minimum face amount is Rs.300,000.
4- Maximum face amount is Rs.1,500,000 (age 18-45) or RS.1,000,000 (age 46-54)
5- Choose a face amount to suit your budget and your family's needs.
6- Your premium is determined by the age at policy issue.
7- Your premium will never increase.

Premium Rates Per 1000 of Face Amount
Age
18-30
31-35
36-40
41-45
46-50
51-54
Rate
6.15
9.30
13.58
20.92
32.70
50.75

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